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Jason Robertson

JULY 25, 2013 BY ROYCE KEMP

My wife and I worked with Royce to purchase a home recently. Throughout the entire process, Royce was an asset. We are happy homeowners now thanks to Royce.
We started our search for an agent by holding interviews via email and then paring down the list with face-to-face interviews. Many agents on Trulia didn’t take the time to answer our questions, and instead tried to push their services on us. Out of the 10 agents we actually interviewed, Royce’s professionalism and market knowledge were superior to all others. During the in-person interview, his friendly personality and experience made him an easy choice for us.
If you’re looking for contagious enthusiasm, you’ll find it with Royce. If you’re looking for someone that can work with electronic document signatures to save you time and hassle, you’ll find it with Royce. If you’re looking for somebody that will have your back when trouble pops up, you’ll find it with Royce.
From the tailored property search, to the optimized driving route between potential properties, all the way to the negotiations and escrow documents, Royce was walking side-by-side with us.
When we’re ready to purchase another property, Royce will be the first call we make.

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Som

JULY 2, 2013 BY ROYCE KEMP

If you value an agent who is passionate about what they do, who is prompt with responses by cell, text, and email, who is extremely knowledgeable about the home buying/selling process and can walk you through all the ins and outs so you can make an informed decision, and who will go to bat for you in the negotiating process, then Royce is the agent for you.
If you value an agent that seems like they hate what they do, who acts like you’re wasting their time whenever you reach out to have a simple question answered, and overall just treats you like a second class citizen, well, Royce is talented enough that he could, with ample warning of your lack of self esteem and general masochistic personality, accommodate you as well. He’s that good.

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Allen & Ellen Teh

DECEMBER 27, 2013 BY ROYCE KEMP

Royce helped us buy our dream house and find tenants for our old house, rather very quickly (all within roughly 2 months!) He understood our goals and worked with us to develop a strategy to make it happen, from financial advice, the right offer to even finding the right contractors.
We especially appreciate his “full disclosure” approach, no upselling, no gimmicks, no hidden secrets. Being an engineer myself, I love his engineering thinking which has helped us get all the complicated numbers sorted out very effectively. These two combined have helped us communicate with the seller and tenants very efficiently and build up trust between both parties, and eventually closed both deals in very short amount of time.
All in all, Royce is a very trustworthy and courteous partner. Buying/Selling/Renting a house can be a very long and dreadful process. With Royce’s help, it turned out to be a fun ride for me and my wife! We achieved a lot and also learned a lot during this process. We would definitely use Royce again for all my friends and family’s real estate needs. Highly recommended!

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Jaime Choi

SEPTEMBER 9, 2015 BY ROYCE KEMP

Royce did a great job of helping us sell our house and buy a new one. He understood our goals and worked with us to develop a plan to make it happen – which it did, to a tee. Royce had lots of good advice on pricing strategy, holding the most effective open houses, developing marketing materials, and working the buyers to get the best price. Royce essentially paid for himself by getting us way over what we could have done on our own.
Then on the buy side, Royce was great at helping us figure out what we really wanted, and where, and helped us get a great price. We definitely recommend Royce for both the buy- and sell-sides, and will use him again for our family’s real estate needs.

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Mark Muri

JUNE 20, 2014 BY ROYCE KEMP

Up Front: Royce is a very dear friend of mine. While my wife and I researched 3 agents for the sale of our quality property – I ‘threw his hat in the ring’ as a matter of friendship and support of his fledgling efforts into real estate. Wow! Did he knock it out of the park! Royce was ultra-aggressive in examining/qualifying our property, making extremely helpful staging suggestions and providing quality photography and an awesome web posting. My wife is a “Home Stager” herself and he worked w/her to make this property super appealing! The pre-showing walk through chats were honest and insightful. Open House events were tremendous given Royce’s on-line and street-side invitations. Where Royce truly excels is in his “Engineering” mindset (caveat: he has worked with/for me as a software developer in the past). He takes that software mindset and deploys it into today’s complicate, fast-paced and timely real estate market. You have to promote the property instantly, make it available to the MLS, Zillow and Trulia as a featured and highly desirable opportunity. He even placed custom door-hangers throughout our neighborhood advertising the Open House! Royce did all of that overnight! Best of all was the streamlined and courte
ous documentation process. Gone are the days of meetings to sign docs, counteroffers, inspections, etc. All in all, Royce made it super easy to sell our property! Less than a week in a tepid market while we were ‘out in the country’ – he made it work. Afterwards – I have been in awesome contact with our buyer “Allen T.” (see his review also). It sure seems that we are ALL equally happy w/Royce’s efforts wrt this sale. I would not hesitate to utilize Royce in the future for a real estate transaction.

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Chris Saunders

OCTOBER 3, 2014 BY ROYCE KEMP

Royce recently helped my wife and I find our current home. It was my wife’s first time through the buying process and Royce was great at walking us through what to expect and the process. I think on the first time we went out we saw over 10 properties in all different areas which helped us narrow down our search. Once we made the offer Royce was very responsive and aggressive in helping us get the deal that we wanted. We will be recommending Royce to our friends in the future

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Rosanne

NOVEMBER 30, 2012 BY ROYCE KEMP

Royce and I have a long history in real estate from when we first joined efforts to acquire a 3BR condo in Oceanside, to a renovation in Bonsall, to my latest search for a rental property to help safeguard my retirement. His attention to detail, knowledge base and real estate experience enhance his dedication to his clients.
Whether you are a first time home buyer, looking to upgrade from a starter home, or looking for a real estate investment to help supplement your retirement, you will be delighted by Royce’s professionalism and extensive knowledge of the local housing market.
I am proud to recommend Royce Kemp as your REALTOR.

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How To Use A Plat Map

Plat maps convey information that is beneficial to Real Estate Agents and San Diego home buyers.

A plat map is a diagram detailing boundary or property lines for a particular plot of land. For real estate purposes, a plat map will show a tract of land and how it is separated into divided parcels, indicating the placement and length of property lines, easements and right-of-ways on the land.

Drawn to scale, plat maps convey information that is beneficial to Real Estate Agents and San Diego homebuyers. With a plat map in hand, you can know:

  • Locations of the property’s tract easements (power, water, sewer, phone, etc.); recreation areas; roads; greenbelts; and monuments and dimensions for measuring and identifying lot boundaries
  • Length and width and square feet of the parceled property, easement areas, parks, etc.
  • Longitude and latitude lines of the property
  • Lot tract numbers, builder lot numbers and parcel numbers
  • Shape of each lot (parcel boundary) and its orientation (north, south, east and west)
  • Where iron pins/pipes were set as property markers

OTHER USEFUL INFORMATION

The more atypical the shape of the plot of land, the better the chance it could have an erroneous reading of the property’s square footage on the San Diego County record. The plat map can help determine discrepancies with the square footage, which could be helpful in understanding a home’s true value.

Also, plat maps are excellent visual tools that can help orient a buyer. For example, a review of the map shows the homebuyer which side of the house gets the sun first, neighbor proximity, yard size, etc.

Basic plat maps can be found online from various sources, but usually without the important measurement and location data. Detailed plat maps can be obtained from the property title company, from the San Diego County Recorder’s office, or even their online portal. I am also able to assist in obtaining San Diego plat maps, so feel free to give me a call and I would be happy to help.

howtoreadamap

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Realtor Insight – 4639 Executive Drive Unit 61 San Diego CA 92121

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Last weekend I hosted an Open House at 4639 Executive Drive Unit 61 San Diego, CA 92121. This townhome is part of the Devonshire Woods community, located in the the north-eastern corner of UTC. This 3 bedrooms, 2 bath, top-floor unit comes in at at an estimated 1,139 square feet of living space. As a corner unit with a northern exposure, ample light still finds it’s way throughout the single-floored home as a result of well-placed windows.

A functional floor plan with vaulted ceilings in the living room and a fireplace as the main focal point. A large balcony opens the space even further. The kitchen and bathrooms are original and would do well with a nice makeover. What I liked about the bathrooms were their large size, making them ideal for a remodel project to your liking. The master bedroom had lots of closet space and it’s private balcony. Fresh paint and new carpet make it move-in ready, but this home itself has so much more potential to be realized.

The biggest drawback was the two plus flights of stairs you have to climb to get to the front door. A close second is the detached 2-car garage that requires you to walk around in order to gain access. These two drawbacks might not make it the most ideal home for a family with young children, but otherwise this could make a nice unit after a little updating.

I spoke with some neighbors and there seems to be some residual issues with the HOA. They have some deferred maintenance they are working through, so that should certainly be investigated further before making a purchase.

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San Diego County FHA Loan Limits Lowered for 2014

fha

The 2014 San Diego County FHA loan limits have been lowered from their 2013 levels. The maximum loan limit for a single family dwelling will now be $546,250, a significant decrease from last year’s $697,500 for San Diego FHA loans. FHA loans with loan amounts below $417,000 in San Diego are considered “conforming” and will have slightly lower rates and less stringent guidelines.

FHA Loans in San Diego that exceed $417,000 to the maximum of $546,250 are classified as “jumbo” or “High Balance”. San Diego High Balance FHA Loans will have slightly more restrictive guidelines and rates that are about .25% higher than the conforming loan amounts. High Balance FHA loans remain one of the few options for San Diego Mortgage Brokers to get loan amounts in the $500,000 range without going with a San Diego Jumbo Loan or a VA Loan.

The FHA loan program is a great low down payment loan option for San Diegans and is used many times by First Time Home Buyers. It offers great flexibility, low rates, and an opportunity to buy a house with as little as a 3.5% down payment.

There are many other benefits to the San Diego FHA loan for borrowers. The 3.5% down payment on a purchase can be gifted to the buyer by relatives. This allows San Diego First Time Home Buyers or others who have not been able to save in today’s current economy to buy a home without having to accumulate the down payment on their own.

FHA loans in San Diego allow non-occupying co-borrowers as well. This is another great way for San Diego First Time Home Buyers to get into the housing market because parents can help them qualify for the loan. San Diego FHA loans still allows the seller to pay up to 6% of the purchase price to cover the buyer’s closing costs.
The up-front mortgage insurance premium remains at 1.75% for San Diego FHA loans as of April 2014. The good news is, this premium is not paid in cash, it is included in the financing of the loan and does not affect your loan-to-value ratio.

Please feel free if you would like to get a more information. For other California counties please see https://entp.hud.gov/idapp/html/hicost1.cfm.

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